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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,677 | $90,617-55.1% | $79,476-48.8% | $135,382-70.0% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -0.05% | 977.57%-977.6pp | 718.21%-718.3pp | 519.77%-519.8pp |
| Employer contribution / active EE | $3,716 | $3,068+21.1% | $2,800+32.7% | $4,779-22.2% |
| Participant deferral / active EE | $9,074 | $4,050+124.0% | $3,704+145.0% | $5,609+61.8% |
| Admin fee / account holder | $298 | $5,907-95.0% | $5,113-94.2% | $10,829-97.2% |