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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,293 | $156,398-28.2% | $147,318-23.8% | $138,895-19.2% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 18.88% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $4,286 | $4,853-11.7% | $4,593-6.7% | $4,194+2.2% |
| Participant deferral / active EE | $12,383 | $8,237+50.3% | $7,906+56.6% | $6,396+93.6% |
| Admin fee / account holder | $891 | $14,976-94.0% | $13,708-93.5% | $12,562-92.9% |