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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,379 | $159,978-46.6% | $147,041-41.9% | $145,978-41.5% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 27.79% | 98.36%-70.6pp | 419.21%-391.4pp | 550.52%-522.7pp |
| Employer contribution / active EE | $5,131 | $5,288-3.0% | $4,935+4.0% | $4,662+10.1% |
| Participant deferral / active EE | $9,675 | $8,429+14.8% | $8,071+19.9% | $6,690+44.6% |
| Admin fee / account holder | $2,111 | $15,053-86.0% | $13,006-83.8% | $13,400-84.2% |