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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,909 | $124,980-89.7% | $108,359-88.1% | $154,746-91.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.28% | 45.00%-26.7pp | 36.89%-18.6pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,227 | $2,851-57.0% | $2,399-48.9% | $4,379-72.0% |
| Participant deferral / active EE | $3,517 | $4,743-25.8% | $4,137-15.0% | $6,730-47.7% |
| Admin fee / account holder | $1,639 | $11,502-85.7% | $9,741-83.2% | $14,365-88.6% |