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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $22,272 |
Service code 37 · EIN 04-2647786 | Loan Processing | $7,080 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,756 | $82,674+20.7% | $125,381-20.4% | $68,486+45.7% |
| Participation rate | 58.9% | 75.1%-16.2pp | 82.4%-23.5pp | 67.9%-9.0pp |
| Annual return | -17.90% | -5.97%-11.9pp | 572.31%-590.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $2,895 | $3,382-14.4% | $4,815-39.9% | $2,597+11.5% |
| Participant deferral / active EE | $6,409 | $6,111+4.9% | $7,448-13.9% | $4,028+59.1% |
| Admin fee / account holder | $294 | $6,277-95.3% | $10,007-97.1% | $5,404-94.6% |