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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,248 | $201,264-27.3% | $184,185-20.6% | $145,978+0.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.44% | 29.00%-17.6pp | 28.81%-17.4pp | 550.52%-539.1pp |
| Employer contribution / active EE | $13,350 | $7,021+90.2% | $6,426+107.8% | $4,662+186.4% |
| Participant deferral / active EE | $5,304 | $9,806-45.9% | $9,132-41.9% | $6,690-20.7% |
| Admin fee / account holder | $3,776 | $16,376-76.9% | $13,909-72.9% | $13,400-71.8% |