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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,094 | $185,856-42.9% | $170,028-37.6% | $139,456-23.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.45% | 60.52%-44.1pp | 53.39%-36.9pp | 373.45%-357.0pp |
| Employer contribution / active EE | $11,242 | $7,593+48.1% | $6,788+65.6% | $4,753+136.5% |
| Participant deferral / active EE | $4,135 | $11,623-64.4% | $10,409-60.3% | $6,711-38.4% |
| Admin fee / account holder | $1,268 | $15,387-91.8% | $12,820-90.1% | $11,407-88.9% |