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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,969 | $209,336-10.7% | $197,124-5.2% | $137,256+36.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.18% | 48.09%-30.9pp | 44.34%-27.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $13,052 | $6,591+98.0% | $6,227+109.6% | $4,156+214.1% |
| Participant deferral / active EE | $5,574 | $9,614-42.0% | $9,135-39.0% | $6,407-13.0% |
| Admin fee / account holder | $2,309 | $17,308-86.7% | $16,298-85.8% | $12,270-81.2% |