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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,886 | $37,446-87.0% | $77,513-93.7% | $79,852-93.9% |
| Participation rate | 72.5% | 41.5%+31.0pp | 54.2%+18.4pp | 69.6%+2.9pp |
| Annual return | 12.70% | 39.76%-27.1pp | 54.81%-42.1pp | 31.72%-19.0pp |
| Employer contribution / active EE | $194 | $637-69.6% | $987-80.4% | $2,471-92.2% |
| Participant deferral / active EE | $1,010 | $1,261-19.9% | $1,861-45.7% | $3,740-73.0% |
| Admin fee / account holder | $411 | $2,506-83.6% | $2,859-85.6% | $5,306-92.3% |