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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,071 | $34,316-88.1% | $74,722-94.6% | $72,975-94.4% |
| Participation rate | 61.9% | 42.4%+19.5pp | 54.5%+7.4pp | 69.5%-7.6pp |
| Annual return | 26.57% | 26.58%0pp | 753.11%-726.5pp | 81.01%-54.4pp |
| Employer contribution / active EE | $195 | $692-71.8% | $1,084-82.0% | $2,440-92.0% |
| Participant deferral / active EE | $1,083 | $1,272-14.8% | $1,963-44.8% | $3,608-70.0% |
| Admin fee / account holder | $177 | $2,125-91.7% | $3,335-94.7% | $5,124-96.5% |