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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,104 | $77,472+20.2% | $100,415-7.3% | $80,959+15.0% |
| Participation rate | 92.3% | 76.9%+15.4pp | 81.5%+10.8pp | 67.7%+24.6pp |
| Annual return | 15.71% | 37.26%-21.6pp | 49.47%-33.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $7,949 | $2,800+183.8% | $3,943+101.6% | $2,757+188.3% |
| Participant deferral / active EE | $7,328 | $6,818+7.5% | $8,091-9.4% | $4,300+70.4% |
| Admin fee / account holder | $9,365 | $5,885+59.1% | $7,906+18.5% | $6,925+35.2% |