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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,261 | $76,634-59.2% | $56,054-44.2% | $145,978-78.6% |
| Participation rate | 13.0% | 63.2%-50.2pp | 52.5%-39.4pp | 80.3%-67.2pp |
| Annual return | 12.28% | 3004.33%-2992.0pp | 1705.95%-1693.7pp | 550.52%-538.2pp |
| Employer contribution / active EE | $268 | $1,380-80.6% | $1,039-74.2% | $4,662-94.3% |
| Participant deferral / active EE | $376 | $2,622-85.7% | $1,952-80.7% | $6,690-94.4% |
| Admin fee / account holder | $442 | $3,321-86.7% | $2,822-84.3% | $13,400-96.7% |