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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,180 | $108,212-86.9% | $77,513-81.7% | $158,966-91.1% |
| Participation rate | 17.4% | 64.4%-47.0pp | 54.2%-36.8pp | 82.0%-64.6pp |
| Annual return | 23.26% | 31.67%-8.4pp | 54.81%-31.6pp | 302.95%-279.7pp |
| Employer contribution / active EE | $306 | $1,325-76.9% | $987-69.0% | $4,762-93.6% |
| Participant deferral / active EE | $441 | $2,455-82.1% | $1,861-76.3% | $5,983-92.6% |
| Admin fee / account holder | $408 | $3,709-89.0% | $2,859-85.7% | $11,250-96.4% |