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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,684 | $197,637+48.1% | $177,848+64.6% | $158,982+84.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 20.16% | 58.77%-38.6pp | 48.33%-28.2pp | 302.99%-282.8pp |
| Employer contribution / active EE | $47,000 | $6,698+601.7% | $5,919+694.1% | $4,763+886.8% |
| Participant deferral / active EE | $27,000 | $8,405+221.2% | $7,714+250.0% | $5,983+351.2% |
| Admin fee / account holder | $3,457 | $15,406-77.6% | $12,431-72.2% | $11,252-69.3% |