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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,514 | $183,988+10.1% | $162,177+24.9% | $152,897+32.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 30.99% | 150.79%-119.8pp | 115.60%-84.6pp | 345.43%-314.4pp |
| Employer contribution / active EE | $34,167 | $6,370+436.4% | $5,613+508.7% | $4,764+617.3% |
| Participant deferral / active EE | $19,833 | $8,032+146.9% | $7,297+171.8% | $5,851+239.0% |
| Admin fee / account holder | $2,610 | $13,123-80.1% | $10,843-75.9% | $11,599-77.5% |