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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,201 | $172,111-80.1% | $150,298-77.2% | $137,256-75.1% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 16.07% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,619 | $4,636-65.1% | $4,154-61.0% | $4,156-61.0% |
| Participant deferral / active EE | $4,411 | $6,166-28.5% | $5,453-19.1% | $6,407-31.1% |
| Admin fee / account holder | $2,488 | $16,471-84.9% | $14,116-82.4% | $12,270-79.7% |