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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,378 | $172,111-20.2% | $150,298-8.6% | $137,256+0.1% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 14.11% | 69.37%-55.3pp | 62.79%-48.7pp | 220.34%-206.2pp |
| Employer contribution / active EE | $45,962 | $4,636+891.4% | $4,154+1006.4% | $4,156+1005.9% |
| Participant deferral / active EE | $22,550 | $6,166+265.7% | $5,453+313.6% | $6,407+252.0% |
| Admin fee / account holder | $84,437 | $16,471+412.6% | $14,116+498.2% | $12,270+588.2% |