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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,378 | $185,312-25.9% | $161,489-14.9% | $154,746-11.2% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 14.11% | 103.84%-89.7pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $45,962 | $4,769+863.7% | $4,268+976.8% | $4,379+949.6% |
| Participant deferral / active EE | $22,550 | $6,350+255.1% | $5,630+300.5% | $6,730+235.0% |
| Admin fee / account holder | $84,437 | $18,654+352.6% | $16,006+427.5% | $14,365+487.8% |