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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,378 | $227,399-39.6% | $189,758-27.6% | $198,609-30.8% |
| Participation rate | 60.0% | 84.0%-24.0pp | 79.8%-19.8pp | 82.4%-22.4pp |
| Annual return | 14.11% | 61.03%-46.9pp | 52.62%-38.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $45,962 | $5,526+731.7% | $4,767+864.3% | $5,055+809.2% |
| Participant deferral / active EE | $22,550 | $6,837+229.8% | $5,856+285.1% | $6,977+223.2% |
| Admin fee / account holder | $84,437 | $25,162+235.6% | $20,388+314.2% | $19,030+343.7% |