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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,372 | $223,823+77.5% | $211,142+88.2% | $154,746+156.8% |
| Participation rate | 95.8% | 87.9%+8.0pp | 87.3%+8.5pp | 80.7%+15.1pp |
| Annual return | 14.94% | 50.39%-35.4pp | 46.84%-31.9pp | 172.34%-157.4pp |
| Employer contribution / active EE | $13,183 | $6,787+94.3% | $6,442+104.6% | $4,379+201.0% |
| Participant deferral / active EE | $17,910 | $9,750+83.7% | $9,284+92.9% | $6,730+166.1% |
| Admin fee / account holder | $14,334 | $19,707-27.3% | $19,076-24.9% | $14,365-0.2% |