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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,372 | $209,336+89.8% | $197,124+101.6% | $137,256+189.5% |
| Participation rate | 95.8% | 87.3%+8.5pp | 86.7%+9.1pp | 80.0%+15.9pp |
| Annual return | 14.94% | 48.09%-33.1pp | 44.34%-29.4pp | 220.34%-205.4pp |
| Employer contribution / active EE | $13,183 | $6,591+100.0% | $6,227+111.7% | $4,156+217.2% |
| Participant deferral / active EE | $17,910 | $9,614+86.3% | $9,135+96.1% | $6,407+179.5% |
| Admin fee / account holder | $14,334 | $17,308-17.2% | $16,298-12.1% | $12,270+16.8% |