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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,740 | $149,040-59.2% | $120,225-49.5% | $137,256-55.7% |
| Participation rate | 85.7% | 75.4%+10.3pp | 69.6%+16.1pp | 80.0%+5.8pp |
| Annual return | 15.12% | 605.68%-590.6pp | 439.23%-424.1pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,604 | $4,350-40.1% | $3,475-25.1% | $4,156-37.3% |
| Participant deferral / active EE | $7,251 | $4,655+55.8% | $3,999+81.3% | $6,407+13.2% |
| Admin fee / account holder | $2,627 | $6,348-58.6% | $5,696-53.9% | $12,270-78.6% |