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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,568 | $106,749-95.7% | $145,433-96.9% | $82,448-94.5% |
| Participation rate | 82.1% | 75.6%+6.5pp | 82.1%0pp | 68.1%+14.1pp |
| Annual return | 16.12% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $1,650 | $3,444-52.1% | $4,554-63.8% | $2,551-35.3% |
| Participant deferral / active EE | $2,022 | $6,519-69.0% | $7,897-74.4% | $4,139-51.1% |
| Admin fee / account holder | $1,721 | $8,390-79.5% | $13,129-86.9% | $7,234-76.2% |