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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,625 | $148,582-78.0% | $135,942-76.0% | $139,456-76.6% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 17.07% | 79.26%-62.2pp | 68.28%-51.2pp | 373.45%-356.4pp |
| Employer contribution / active EE | $3,150 | $5,245-39.9% | $4,858-35.1% | $4,753-33.7% |
| Participant deferral / active EE | $6,303 | $8,101-22.2% | $7,759-18.8% | $6,711-6.1% |
| Admin fee / account holder | $3,930 | $12,402-68.3% | $10,764-63.5% | $11,407-65.6% |