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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,664 | $157,296-95.1% | $141,191-94.6% | $152,897-95.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 42.98% | 64.34%-21.4pp | 71.41%-28.4pp | 345.43%-302.4pp |
| Employer contribution / active EE | $2,481 | $5,262-52.9% | $4,736-47.6% | $4,764-47.9% |
| Participant deferral / active EE | $2,829 | $7,111-60.2% | $6,710-57.8% | $5,851-51.6% |
| Admin fee / account holder | $1,035 | $12,125-91.5% | $10,264-89.9% | $11,599-91.1% |