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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,831 | $211,224-52.7% | $178,505-44.1% | $145,897-31.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 17.74% | 30.28%-12.5pp | 27.16%-9.4pp | 552.29%-534.6pp |
| Employer contribution / active EE | $6,750 | $4,577+47.5% | $3,955+70.7% | $4,663+44.8% |
| Participant deferral / active EE | $9,014 | $6,966+29.4% | $6,280+43.5% | $6,689+34.7% |
| Admin fee / account holder | $365 | $12,109-97.0% | $10,428-96.5% | $13,390-97.3% |