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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,548 | $110,240-15.1% | $96,544-3.1% | $139,487-32.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.55% | 26.41%-10.9pp | 25.88%-10.3pp | 373.84%-358.3pp |
| Employer contribution / active EE | $16,420 | $3,622+353.3% | $2,966+453.5% | $4,755+245.3% |
| Participant deferral / active EE | $9,432 | $5,549+70.0% | $4,851+94.4% | $6,713+40.5% |
| Admin fee / account holder | $1,212 | $11,602-89.6% | $8,254-85.3% | $11,407-89.4% |