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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,621 | $124,346-52.9% | $111,308-47.3% | $167,536-65.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.79% | 37.45%-21.7pp | 54.67%-38.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $9,927 | $3,437+188.8% | $2,732+263.4% | $4,839+105.1% |
| Participant deferral / active EE | $4,898 | $5,182-5.5% | $4,487+9.1% | $6,342-22.8% |
| Admin fee / account holder | $335 | $10,621-96.8% | $7,965-95.8% | $12,315-97.3% |