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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,082 | $100,811-31.5% | $86,698-20.3% | $134,545-48.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.75% | 29.11%-44.9pp | 35.96%-51.7pp | 418.37%-434.1pp |
| Employer contribution / active EE | $15,057 | $3,490+331.4% | $2,837+430.8% | $4,742+217.5% |
| Participant deferral / active EE | $7,172 | $5,339+34.3% | $4,656+54.0% | $6,401+12.0% |
| Admin fee / account holder | $1,099 | $10,926-89.9% | $7,492-85.3% | $11,431-90.4% |