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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,963 | $117,895-36.4% | $102,460-26.8% | $145,897-48.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.57% | 31.92%-16.4pp | 29.47%-13.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $11,050 | $3,619+205.3% | $3,025+265.3% | $4,663+137.0% |
| Participant deferral / active EE | $5,322 | $5,736-7.2% | $5,056+5.3% | $6,689-20.4% |
| Admin fee / account holder | $10,406 | $13,353-22.1% | $9,460+10.0% | $13,390-22.3% |