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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,825 | $124,425+1.9% | $112,040+13.2% | $137,256-7.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.91% | 24.72%-8.8pp | 24.52%-8.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $15,469 | $3,411+353.4% | $2,954+423.7% | $4,156+272.2% |
| Participant deferral / active EE | $6,114 | $5,718+6.9% | $5,098+19.9% | $6,407-4.6% |
| Admin fee / account holder | $1,712 | $15,207-88.7% | $12,098-85.8% | $12,270-86.0% |