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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,347 | $66,402-64.8% | $109,907-78.8% | $85,847-72.8% |
| Participation rate | 75.9% | 63.9%+12.0pp | 74.2%+1.6pp | 69.3%+6.5pp |
| Annual return | 30.13% | 19.59%+10.5pp | 29.46%+0.7pp | 318.61%-288.5pp |
| Employer contribution / active EE | $2,620 | $1,687+55.3% | $2,844-7.9% | $2,565+2.1% |
| Participant deferral / active EE | $4,947 | $2,842+74.1% | $4,047+22.3% | $3,952+25.2% |
| Admin fee / account holder | $415 | $4,557-90.9% | $6,069-93.2% | $6,261-93.4% |