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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,673 | $53,162-53.6% | $91,225-73.0% | $68,486-64.0% |
| Participation rate | 86.3% | 63.2%+23.1pp | 73.2%+13.1pp | 67.9%+18.4pp |
| Annual return | -14.24% | -3.14%-11.1pp | 114.12%-128.4pp | -7.85%-6.4pp |
| Employer contribution / active EE | $2,157 | $1,709+26.2% | $2,851-24.3% | $2,597-16.9% |
| Participant deferral / active EE | $4,529 | $2,974+52.3% | $4,233+7.0% | $4,028+12.5% |
| Admin fee / account holder | $787 | $4,493-82.5% | $5,422-85.5% | $5,404-85.4% |