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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,250 | $69,515-34.9% | $86,868-47.9% | $85,856-47.3% |
| Participation rate | 60.7% | 66.3%-5.6pp | 71.6%-10.9pp | 69.3%-8.6pp |
| Annual return | 13.83% | 20.12%-6.3pp | 63.53%-49.7pp | 318.58%-304.8pp |
| Employer contribution / active EE | $1,361 | $1,880-27.6% | $2,496-45.5% | $2,565-46.9% |
| Participant deferral / active EE | $4,781 | $2,919+63.8% | $3,699+29.2% | $3,952+21.0% |
| Admin fee / account holder | $4,378 | $5,972-26.7% | $5,829-24.9% | $6,261-30.1% |