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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,663 | $100,901-66.6% | $75,670-55.5% | $147,585-77.2% |
| Participation rate | 50.0% | 77.1%-27.1pp | 72.3%-22.3pp | 82.8%-32.8pp |
| Annual return | 26.44% | 35.78%-9.3pp | 27.34%-0.9pp | 578.57%-552.1pp |
| Employer contribution / active EE | $1,764 | $3,253-45.8% | $2,352-25.0% | $4,876-63.8% |
| Participant deferral / active EE | $5,185 | $4,027+28.8% | $3,142+65.0% | $5,439-4.7% |
| Admin fee / account holder | $0 | $11,285-100.0% | $5,800-100.0% | $10,885-100.0% |