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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,932 | $118,467-45.2% | $98,450-34.0% | $139,456-53.4% |
| Participation rate | 83.3% | 77.5%+5.9pp | 75.2%+8.2pp | 80.3%+3.0pp |
| Annual return | 22.15% | 18.95%+3.2pp | 21.16%+1.0pp | 373.45%-351.3pp |
| Employer contribution / active EE | $2,140 | $3,611-40.7% | $3,049-29.8% | $4,753-55.0% |
| Participant deferral / active EE | $9,024 | $5,393+67.3% | $4,739+90.4% | $6,711+34.5% |
| Admin fee / account holder | $869 | $14,057-93.8% | $8,961-90.3% | $11,407-92.4% |