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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,171 | $118,708-80.5% | $98,920-76.6% | $158,966-85.4% |
| Participation rate | 85.7% | 77.8%+7.9pp | 76.0%+9.7pp | 82.0%+3.8pp |
| Annual return | 14.66% | 372.49%-357.8pp | 196.47%-181.8pp | 302.95%-288.3pp |
| Employer contribution / active EE | $1,140 | $3,334-65.8% | $2,689-57.6% | $4,762-76.1% |
| Participant deferral / active EE | $4,613 | $5,089-9.4% | $4,245+8.7% | $5,983-22.9% |
| Admin fee / account holder | $609 | $10,134-94.0% | $6,643-90.8% | $11,250-94.6% |