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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,904 | $102,245+0.6% | $89,340+15.2% | $137,256-25.0% |
| Participation rate | 90.9% | 74.9%+16.0pp | 69.6%+21.3pp | 80.0%+10.9pp |
| Annual return | 10.03% | 21.89%-11.9pp | 20.57%-10.5pp | 220.34%-210.3pp |
| Employer contribution / active EE | $5,220 | $2,529+106.4% | $2,231+134.0% | $4,156+25.6% |
| Participant deferral / active EE | $8,325 | $4,436+87.7% | $3,823+117.8% | $6,407+29.9% |
| Admin fee / account holder | $16,592 | $8,085+105.2% | $6,704+147.5% | $12,270+35.2% |