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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,904 | $103,164-0.3% | $90,259+14.0% | $154,746-33.5% |
| Participation rate | 90.9% | 76.1%+14.8pp | 70.7%+20.2pp | 80.7%+10.2pp |
| Annual return | 10.03% | 19.25%-9.2pp | 18.88%-8.8pp | 172.34%-162.3pp |
| Employer contribution / active EE | $5,220 | $2,532+106.2% | $2,291+127.8% | $4,379+19.2% |
| Participant deferral / active EE | $8,325 | $4,422+88.3% | $3,827+117.6% | $6,730+23.7% |
| Admin fee / account holder | $16,592 | $8,593+93.1% | $7,267+128.3% | $14,365+15.5% |