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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,799 | $155,555-90.5% | $146,866-89.9% | $155,188-90.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 37.77% | 115.41%-77.6pp | 102.85%-65.1pp | 148.84%-111.1pp |
| Employer contribution / active EE | $1,880 | $4,647-59.5% | $4,425-57.5% | $4,248-55.7% |
| Participant deferral / active EE | $3,422 | $8,044-57.5% | $7,759-55.9% | $6,531-47.6% |
| Admin fee / account holder | $1,117 | $14,755-92.4% | $13,620-91.8% | $14,480-92.3% |