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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,799 | $154,228-90.4% | $145,433-89.8% | $137,256-89.2% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 37.77% | 74.59%-36.8pp | 66.58%-28.8pp | 220.34%-182.6pp |
| Employer contribution / active EE | $1,880 | $4,804-60.9% | $4,554-58.7% | $4,156-54.8% |
| Participant deferral / active EE | $3,422 | $8,216-58.3% | $7,897-56.7% | $6,407-46.6% |
| Admin fee / account holder | $1,117 | $14,344-92.2% | $13,129-91.5% | $12,270-90.9% |