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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,799 | $156,398-90.5% | $147,318-90.0% | $138,895-89.3% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 37.77% | 78.75%-41.0pp | 70.43%-32.7pp | 145.39%-107.6pp |
| Employer contribution / active EE | $1,880 | $4,853-61.3% | $4,593-59.1% | $4,194-55.2% |
| Participant deferral / active EE | $3,422 | $8,237-58.5% | $7,906-56.7% | $6,396-46.5% |
| Admin fee / account holder | $1,117 | $14,976-92.5% | $13,708-91.9% | $12,562-91.1% |