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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,898 | $111,535-85.7% | $105,223-84.9% | $137,256-88.4% |
| Participation rate | 85.0% | 78.1%+6.9pp | 75.0%+10.0pp | 80.0%+5.0pp |
| Annual return | 23.10% | 237.85%-214.8pp | 180.65%-157.5pp | 220.34%-197.2pp |
| Employer contribution / active EE | $1,680 | $3,939-57.4% | $3,689-54.5% | $4,156-59.6% |
| Participant deferral / active EE | $4,149 | $5,500-24.6% | $5,072-18.2% | $6,407-35.2% |
| Admin fee / account holder | $666 | $9,721-93.2% | $8,859-92.5% | $12,270-94.6% |