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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,914 | $152,542-83.0% | $117,498-77.9% | $134,509-80.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -16.82% | 53.02%-69.8pp | 29.75%-46.6pp | 418.13%-435.0pp |
| Employer contribution / active EE | $953 | $5,574-82.9% | $4,178-77.2% | $4,741-79.9% |
| Participant deferral / active EE | $2,558 | $4,819-46.9% | $4,071-37.2% | $6,400-60.0% |
| Admin fee / account holder | $3,870 | $7,006-44.8% | $5,646-31.5% | $11,427-66.1% |