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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,767 | $176,402-77.5% | $134,162-70.4% | $158,966-75.0% |
| Participation rate | 76.5% | 78.7%-2.3pp | 72.2%+4.3pp | 82.0%-5.5pp |
| Annual return | 12.75% | 63.66%-50.9pp | 36.35%-23.6pp | 302.95%-290.2pp |
| Employer contribution / active EE | $1,886 | $5,042-62.6% | $3,705-49.1% | $4,762-60.4% |
| Participant deferral / active EE | $3,659 | $4,093-10.6% | $3,500+4.6% | $5,983-38.8% |
| Admin fee / account holder | $4,118 | $8,719-52.8% | $6,685-38.4% | $11,250-63.4% |