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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,474 | $88,815-10.5% | $81,882-2.9% | $145,897-45.5% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.88% | 1033.75%-1022.9pp | 779.47%-768.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $6,926 | $3,086+124.4% | $2,916+137.5% | $4,663+48.5% |
| Participant deferral / active EE | $1,716 | $4,647-63.1% | $4,323-60.3% | $6,689-74.3% |
| Admin fee / account holder | $2,888 | $8,434-65.8% | $7,360-60.8% | $13,390-78.4% |