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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,231 | $47,848-47.3% | $81,473-69.0% | $70,126-64.0% |
| Participation rate | 59.0% | 58.3%+0.7pp | 68.0%-9.0pp | 69.5%-10.6pp |
| Annual return | 16.76% | 27.25%-10.5pp | 38.78%-22.0pp | 73.15%-56.4pp |
| Employer contribution / active EE | $619 | $1,527-59.4% | $2,568-75.9% | $2,343-73.6% |
| Participant deferral / active EE | $1,252 | $2,453-49.0% | $3,537-64.6% | $3,332-62.4% |
| Admin fee / account holder | $281 | $3,145-91.1% | $4,561-93.8% | $4,645-94.0% |