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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,698 | $43,075-51.9% | $74,577-72.2% | $62,881-67.1% |
| Participation rate | 57.1% | 58.1%-0.9pp | 68.1%-11.0pp | 69.3%-12.2pp |
| Annual return | 3.94% | 17.50%-13.6pp | 20.47%-16.5pp | 20.14%-16.2pp |
| Employer contribution / active EE | $557 | $1,498-62.8% | $2,525-77.9% | $2,281-75.6% |
| Participant deferral / active EE | $1,172 | $2,389-50.9% | $3,458-66.1% | $3,203-63.4% |
| Admin fee / account holder | $250 | $2,840-91.2% | $4,138-94.0% | $4,296-94.2% |