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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,046 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,936 | $72,482-33.9% | $129,118-62.9% | $64,824-26.1% |
| Participation rate | 59.7% | 79.2%-19.6pp | 77.2%-17.6pp | 71.5%-11.8pp |
| Annual return | -18.66% | -9.08%-9.6pp | -10.94%-7.7pp | 32.84%-51.5pp |
| Employer contribution / active EE | $1,714 | $4,247-59.6% | $5,051-66.1% | $2,507-31.6% |
| Participant deferral / active EE | $3,647 | $5,679-35.8% | $6,539-44.2% | $4,311-15.4% |
| Admin fee / account holder | $174 | $144+20.7% | $14,305-98.8% | $188-7.3% |