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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $32,023 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,606 | $64,457-55.6% | $111,392-74.3% | $55,725-48.7% |
| Participation rate | 67.4% | 79.7%-12.3pp | 78.9%-11.4pp | 70.9%-3.4pp |
| Annual return | -5.57% | -19.97%+14.4pp | -2.06%-3.5pp | 244.93%-250.5pp |
| Employer contribution / active EE | $1,805 | $3,956-54.4% | $4,328-58.3% | $2,078-13.1% |
| Participant deferral / active EE | $3,510 | $5,219-32.7% | $5,567-37.0% | $3,356+4.6% |
| Admin fee / account holder | $120 | $112+6.9% | $12,266-99.0% | $115+3.9% |