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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $38,905 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,963 | $92,303-45.9% | $152,473-67.2% | $86,821-42.5% |
| Participation rate | 68.2% | 81.1%-12.9pp | 78.2%-10.0pp | 72.3%-4.1pp |
| Annual return | 11.12% | 531.69%-520.6pp | 757.59%-746.5pp | 97.94%-86.8pp |
| Employer contribution / active EE | $1,141 | $3,748-69.6% | $4,326-73.6% | $2,406-52.6% |
| Participant deferral / active EE | $3,464 | $5,599-38.1% | $5,817-40.4% | $4,132-16.2% |
| Admin fee / account holder | $153 | $150+1.8% | $15,811-99.0% | $170-10.0% |