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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,008 | $169,237-29.7% | $129,339-8.0% | $145,978-18.5% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 11.50% | 14364.43%-14352.9pp | 9437.05%-9425.5pp | 550.52%-539.0pp |
| Employer contribution / active EE | $10,000 | $5,540+80.5% | $4,154+140.7% | $4,662+114.5% |
| Participant deferral / active EE | $0 | $4,991-100.0% | $4,170-100.0% | $6,690-100.0% |
| Admin fee / account holder | $790 | $9,882-92.0% | $7,668-89.7% | $13,400-94.1% |