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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,827 | $156,927-49.1% | $121,169-34.1% | $139,456-42.8% |
| Participation rate | 33.3% | 76.4%-43.1pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 13.91% | 1475.85%-1461.9pp | 986.71%-972.8pp | 373.45%-359.5pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,168-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $9,000 | $4,848+85.6% | $4,083+120.4% | $6,711+34.1% |
| Admin fee / account holder | $780 | $6,946-88.8% | $5,645-86.2% | $11,407-93.2% |