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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,991 | $183,627+19.8% | $155,602+41.4% | $145,978+50.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.33% | 61.32%-49.0pp | 64.81%-52.5pp | 550.52%-538.2pp |
| Employer contribution / active EE | $9,811 | $5,316+84.6% | $4,675+109.9% | $4,662+110.5% |
| Participant deferral / active EE | $4,725 | $6,466-26.9% | $5,629-16.1% | $6,690-29.4% |
| Admin fee / account holder | $4,836 | $19,327-75.0% | $15,923-69.6% | $13,400-63.9% |