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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,266 | $209,422+7.6% | $178,503+26.2% | $158,982+41.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.73% | 188.81%-174.1pp | 151.12%-136.4pp | 302.99%-288.3pp |
| Employer contribution / active EE | $12,325 | $5,707+116.0% | $5,011+145.9% | $4,763+158.8% |
| Participant deferral / active EE | $8,032 | $5,955+34.9% | $5,202+54.4% | $5,983+34.2% |
| Admin fee / account holder | $2,416 | $17,079-85.9% | $13,987-82.7% | $11,252-78.5% |