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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,405 | $138,072-30.2% | $123,549-22.0% | $135,382-28.8% |
| Participation rate | 92.3% | 84.7%+7.6pp | 82.3%+10.0pp | 82.6%+9.7pp |
| Annual return | -13.24% | 153.69%-166.9pp | 119.20%-132.4pp | 519.77%-533.0pp |
| Employer contribution / active EE | $3,264 | $5,152-36.6% | $4,628-29.5% | $4,779-31.7% |
| Participant deferral / active EE | $6,517 | $6,799-4.1% | $6,426+1.4% | $5,609+16.2% |
| Admin fee / account holder | $2,522 | $10,917-76.9% | $9,284-72.8% | $10,829-76.7% |