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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,934 | $135,956-68.4% | $123,894-65.3% | $273,972-84.3% |
| Participation rate | 84.6% | 84.1%+0.6pp | 81.4%+3.2pp | 83.0%+1.6pp |
| Annual return | 37.52% | 56.63%-19.1pp | 47.52%-10.0pp | 41.46%-3.9pp |
| Employer contribution / active EE | $2,323 | $5,170-55.1% | $4,617-49.7% | $4,869-52.3% |
| Participant deferral / active EE | $3,836 | $6,343-39.5% | $5,984-35.9% | $5,287-27.5% |
| Admin fee / account holder | $422 | $9,817-95.7% | $8,357-95.0% | $10,133-95.8% |